Channel Partners

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Credit Originator

Digitise Credit. Instant Tech.

Request a demo of the BRiisk instant tRansaction PlatfoRm

"Fintech’s revolutionary advancements are not just impacting the financial industry. These have the potential to change the way we conduct transactions in all aspects of business. Finance has been one of the last areas of business to see disruption, but it is catching up quickly." - ‘Exploring 5 Trends Driving The Fintech Revolution’, Forbes.com

If you’re a credit originator, are these some of your challenges?

1

Do you have limited access to deep digital tech, but want to meet the digital customer expectation and offer credit online?

2

Are you bogged down by the complexity of financial regulations?

3

Is your available tech too slow, impacting negatively on conversion rates at the check-out stage?

4

Do you struggle with technical implementation and integration of payment options?

5

Do your clients – e-commerce and online travel portals – lose customers because of insufficient funds? Do they incur high drop-off rates at the check-out stage? Are your clients looking for online credit solutions that will increase conversion?

Fast-track digitisation with Briisk.

Using instant, continuous, lean, deep, dynamic tech and services, Briisk digitises your business and helps you rise to your clients’ digital expectations.

With Briisk, you …

  1. Assimilate easily into a modern tech platform, points of presence and services. Instant Tech.
  2. Access a click-and-transact, regulations-compliant credit solution.
  3. Reduce the friction of the buying process with easy, universal functionality.
  4. Boost transaction numbers with instant transactions. Decrease drop-off on initiated transactions because of our fast tech.
  5. Assign credit, in real-time to a point of sale for individualised customers.
  6. Enable shoppers to complete the entire transaction on your website. Decrease the drop-off rate with instant credit approval.
  7. Offer your customers real value add in form of a built-in credit insurance, in case of disability or death. Instant approval.

Digitise credit. Instant Tech.
With Briisk, you…

1

Get access to an instant credit solution

  • Harness flexible, easy and rapidly scalable cloud-based IT systems and infrastructure. Go instant with efficient entity management.
  • Speed up the innovation cycle and cut product time-to-market. Assign digital credit and built-in insurance in real-time to a point of sale and customer, end-to-end.
  • Tap into a fully hosted tech solution with API integration. Merge easily into a modern tech platform, points of presence and services.
  • Receive instant, automated payments.

2

Get instant access to digital distribution channels

  • Instantly capture the online mass-market customer base with a pioneering offering.
  • Reduce the friction of the buying process with easy, universal functionality.
  • Distribute pioneering, financially inclusive products into modern and lower-tier markets.
  • Instantly generate e-commerce turnover.
  • Gain untapped affiliate-marketing opportunities.
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3

Get streamlined, tailor-made customer management

  • Become a digitally enabled, customer-focused organisation with full, real-time access to deep transaction data for insights and decision-making.
  • Integrate with central databases, such as government-identification systems and motor registries. One data set, one customer ID for all parties in the value chain.
  • Get on the fast track with more efficient workflows, data transfers and an instant, conversion-tested digital credit offering.
  • Reap the rewards of a tested, personalised customer journey at all touchpoints. Build real relationships by simplifying lives and meeting digital expectations.
  • Convert at any channel and any device, 24/7. Be seamless.

4

Get seamless solutions for the AI age

  • Forge stepping-stones by deploying advanced predictive analytics in machine learning and AI.

5

Your customers will love

  • Access to an instant credit solution, enabling the comfort of breaking down large payments into affordable monthly sums.
  • Built-in credit insurance, in case of disability or death. Instant approval.
  • Easy and convenient functionality on any device.
  • Disclaimer

    To start the process, the customer’s ID is checked and credit checks are carried out at the credit bureau to ensure that the customer is in in good standing.

  • Congratulations

    Having successfully passed the credit checks, the customer is reassured that the step that they are about to take in logging into their Internet banking is safe and secure.

  • Connect your bank

    The customer enters their login details that they would usually use to log in to their Internet banking, which gives e-Fin access to their banking data. This is in order to carry out an affordability assessment, to determine whether the customer can afford the loan. Using global best practice technology to scrape/read bank transactions, this is a 100% secure connection and no bank log-in information is stored by e-Fin.

  • We are connecting to your bank account

    e-Fin collects 3 months of transactions, whilst the customer enters contact details.

  • Confirm your income

    The average recurring income over a 3-month period is then calculated and displayed.

  • Confirm your expenses

    The customer’s recurring debit orders over a 3-month period are added to any additional expenses that the customer declares (i.e. expenses not picked up from the bank statement). Expenses are populated from two sources, the credit bureau report and the bank statements.

  • Loan quotation

    An advanced algorithm performs an affordability calculation and presents a National Credit Act regulated customer quotation, including monthly instalment amount, term, interest rate and fees. The Customer can accept the loan agreement via One Time Pin. Note that a bank Account Verification Service (AVS) is also performed during this step.

  • You are on the way

    This is the final screen which indicates to the customer that they have successfully completed the process, and that they will receive an email containing their loan agreement. The full loan documentation is sent to the client and monthly instalments are automatically collected via debit order.

  • Merchant payment

    The merchant is sent an email confirmation that the purchased item(s) have been paid for by e-Fin, settled through an approved payment gateway directly to the merchant’s bank account. The merchant can therefore release the goods to the client and the transaction is thereby complete.


Do all this, by using Briisk's Services…

Briisk Instant Transaction Platform Services

Briisk Low-Touch user inTerface creaTor

Briisk System Admin

Briisk Corporate Interface

Briisk White Label

Briisk e-Commerce API

Briisk Mobile App

BRIISK INSTANT TRANSACTION PLATFORM

Briisk Instant Insurance API

Click-and-transact, regulations-compliant, instant insurance API, with...

  • Briisk White Label
  • Briisk e-Commerce API
  • Briisk Mobile App

Briisk Instant Credit API

Click-and-transact instant credit API. Instant transactions.

Briisk Instant FX API

Click-and-transact instant FX API. Instant transactions.

Microsoft Azure - Cloud Computing and Data Services

Digital Credit, instantly. Digital Tech, instantly.
Briisk Insur-Fintech. Instant Results.